H. V. Cooper High School, Vicksburg, Mississippi graduated 1962.

University of Mississippi, Oxford, Mississippi.  Obtained Masters of Accounting degree 1967 and Bachelor of Business Administration degree in 1966.

Won Silver Medal for the State of Mississippi (second highest score on all four parts on the May, 1967 CPA examination).  Certified Public Accountant in State of Mississippi.

International CPA firm

Peat, Marwick & Mitchell & Co., 1967-1971, Memphis, Tennessee, Supervising Senior Accountant

Planned community developer

International Land Corp., 1971-1974, Memphis, Tennessee, Executive Vice President and Chief Operating Officer

Real estate development and construction

Lily Flagg Corporation 1974-1979, Huntsville, Alabama, President

Ford and Landers, Inc.1974-1979, Huntsville, Alabama, Secretary/Treasurer

Investment Brokerage and Banking

Madison Investment Co., Inc. 1980-Present, Huntsville, Alabama, President

Madison Capital Corp. 1981-1991, Huntsville, Alabama, President

Real estate sales, leasing & property management

Ford Realty Company, 1976-present, Huntsville, Alabama, President

Vestry of Church of Nativity, Episcopal 1979-1981, Chairman of Finance Committee.

Co.-Chair Parish Gifts Committee 150 Forward Capital Campaign Church of Nativity, Episcopal 1995.

Treasurer, Health & Welfare Planning Council Shelby County, Tennessee 1970.

Chairman of Finance Committee Miss Memphis Pageant, Memphis Jaycees 1971.

President, Alabama Chapter Real Estate Securities & Syndication Institute of NAR 1984.

President, Commercial/Investment Brokers Association of Huntsville/Madison County 1996.

Real Estate Broker (1976-present)

General Securities Principal (1981-1991)

Municipal Securities Principal (1981-1991)

Private Pilot with Instrument Rating